Unfortunately, lawsuits can happen

Nobody wants or expects to be sued, but it can happen—regardless of your financial status. If you are held personally accountable and legally liable for certain injuries or property damage at home or while running your business, almost all of your assets could be used to pay the judgment. With personal and commercial umbrella liability insurance from Allied Insurance, you’ll have the extra coverage you need to protect yourself financially. And it’s affordable, so the extra protection doesn’t mean going broke.

How it works An Allied umbrella liability policy works just like the name “umbrella” implies, adding an additional layer of protection on top of the liability portion of your standard policies. It also offers coverage for many situations not covered by your basic insurance.

Situations where a personal umbrella policy could provide protection:

• Car accidents
• Accidental falls on your property
• Swimming pool or home playground mishaps
• Accidents involving your boat, ATV, snowmobile, jet ski or other watercraft
• Golf course injuries
• Libel, slander, or invasion of privacy

Situations where a commercial umbrella policy could provide protection:

• A customer is injured at your business
• One of your products causes illness and/or injury
• An employee driving one of your vehicles is in an accident causing injuries
• Your operation causes a fire that destroys neighboring businesses

Get the peace of mind that comes with knowing you're protected. Contact your local, independent Allied Insurance agent to find the level of umbrella liability coverage that’s right for you and your home or business.