coverages

auto

For you and your family

Liability protection pays others the amounts for which you become legally liable due to an auto accident. This may include drivers, passengers or pedestrians. You also receive coverage for payments of amounts for which you are found liable for damage to another's property as the result of an auto accident. This also pays for legal defense costs if you are sued.

Medical payments protection pays reasonable medical expenses for you or members of your family if you are injured in an auto accident, or as a pedestrian, are struck by an auto. This protection is extended to others who are injured while occupying your auto.

Uninsured motorist protection provides bodily injury coverage for accidents caused by a hit-and-run driver or uninsured driver which occurs when you or your family are driving a covered auto, or while you are a pedestrian. In some states, uninsured motorists protection also covers property damage.

Underinsured motorists coverage pays for damage you are legally entitled to recover from another party when that person's liability insurance is not adequate to cover your loss.

Personal injury protection provides coverage for injury, death, loss of services, and loss of income suffered by you, your covered passengers, or covered family members (for those who reside in states with no-fault insurance laws.)

For your vehicle

Collision protection protects you from loss caused by damage to your auto by collision with another object.

Comprehensive protection pays for other losses to your auto. Included is damage or loss to your auto caused by fire, theft, glass breakage, falling objects, natural disasters, vandalism, and other causes of loss.

Additional protection

Round out your protection with these optional coverages:

• Towing and labor costs coverage to pay for emergency repairs and/or towing when your vehicle breaks down.
• Rental reimbursement for the expense of renting a substitute vehicle when there is a loss to yours.

How much coverage is enough?

Liability insurance provides you with essential protection against loss of home, savings, and income if you become involved in a serious auto accident. Therefore, you need to have enough coverage to protect all of your financial assets. Your local, independent Allied agent can help you determine the coverage that's right for you.